Money answers for Switzerland
Each question has a short answer. The link opens the full card, then the official page.
What is the basic payment account in Switzerland?
Swiss Post must offer a payment account in Swiss francs to a person who lives in Switzerland.
How do I see what the credit register holds about me in Switzerland?
The credit register says you can order a free extract of any entries it holds about you in Switzerland.
Where do you file a personal tax return in Switzerland?
The cantons assess and collect the direct federal tax for a person. You get the return from your canton. There is no single national form for everyone.
What is the maximum pillar 3a deduction in Switzerland?
The federal tax office says the maximum pillar 3a deduction in Switzerland for 2026 is 7258 francs if you already have a second pillar, and 36288 francs if you do not.
What interest applies if I pay federal tax late in Switzerland?
The federal finance department says that from 1 January 2026 the late-payment interest and the repayment interest on federal taxes in Switzerland are generally 4 percent.
How do I claim back Swiss withholding tax on interest and dividends?
The federal tax administration says Swiss withholding tax on interest and dividends is 35 percent.
How do you see your AHV individual account in Switzerland?
The individual account records the income, the contribution periods, and the care credits.
When is the 13th AHV pension paid in Switzerland?
The AHV information office says that from 2026 everyone who has an old-age pension in December also receives a 13th monthly pension in Switzerland.
Which public holiday applies in every canton in Switzerland?
1 August is the only federal public holiday in Switzerland. It counts as a Sunday, and the employer pays it. Each canton can add more holidays of its own.
Other languages: Español, Español (España), Français, Français (France), 中文, Tiếng Việt, Deutsch, Italiano, 한국어, Nederlands, Português, Português (Portugal)
Money
Plain answers to everyday money questions, with official links. Not advice.
*Salvo and Vault access require a subscription.