Money answers for Belgium
Each question has a short answer. The link opens the full card, then the official page.
What is the basic payment account in Belgium?
A person in Belgium can ask a bank for the basic payment account, the basisbankdienst. It covers a payment account and the basic operations on it. It does not include credit, and it is not always free.
How do you see your own credit record in Belgium?
You can look at your own data in the Centrale voor kredieten aan particulieren for free. You see current credit agreements in your name. Past agreements are not on this record.
How do I ask for a collective debt settlement in Belgium?
FPS Economy says Belgium's collective debt settlement names a person who lives in Belgium and can no longer meet a series of debts.
How do you file a personal income tax return in Belgium?
You file a personal income tax return in Tax-on-web on MyMinfin. Check the figures already filled in, then send the return. The page says 19 July 2026, or 31 October 2026 for the specific income it names.
How do you ask for a payment plan on a tax debt in Belgium?
If paying is temporarily hard, you can ask FPS Finance for a payment plan. You send the request on MyMinfin. If you cannot use MyMinfin, you can use the contact form or post.
Who makes tax prepayments in Belgium?
The finance service says self-employed people, liberal professions, company directors, and assisting spouses in Belgium make tax prepayments through MyMinfin.
Where do you see the periods that count for your pension in Belgium?
On mypension.be you can see the periods that count for your statutory pension. You can tell the pension service if a period is missing. You sign in with your eID or another digital key.
Which public holidays does Belgium list for private-sector employees?
Private-sector employees in Belgium have ten public holidays a year. The employment service lists them, including 21 July and 11 November. If one falls on a Sunday, the employer sets a replacement day.
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Money
Plain answers to everyday money questions, with official links. Not advice.
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