What happens if I apply for several credit cards at the same time in Poland?
BIK says credit enquiries, including an enquiry from a credit application, are not used when it calculates the BIK score. Checking your own BIK report is also left out of that score. The score uses whether payments are late, how long you have had bank credit, how many new credits you have, and how much of a credit limit you use.
Money
Plain answers to everyday money questions, with official links. Not advice.
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